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Just Retirement Group

Current Price 144.00p Bid 142.40p Ask 144.20p Change 3.60%
Last Updated: 13/03/2025 06:27. Prices delayed by at least 15 minutes.
Call 0113 243 6941 or search for your local office

Company Overview

Specialist UK financial services outfit centred on the individual retirement income and defined benefit de-risking market. It was formed from the combination of Just Retirement Group and Partnership Assurance Group and caters to individual customers, financial intermediaries, corporate clients and pension scheme trustees. The company boasts of unrivalled intellectual property to help it deliver on its vision. It products for individuals include lifetime mortgages for those wishing to release some of the equity of their homes and protection products for people who have been declined by other insurers due to their medical conditions.

Financial Highlights Year Ended 31/12/2024

Revenue
£1,809.00m
Operating Profit/Loss
£380.00m
Dividend yield (%)
1.50
Total dividend for year
n/ap
Dividend cover
14.40
P/E Ratio
4.50
More Financials

Key Personnel

Mr David Richardson
Chief Executive Officer
Mr Mark Godson
Executive Director
Mr Jim Brown
Independent Non-Executive Director
Ms Mary Kerrigan
Independent Non-Executive Director
Ms Mary Phibbs
Independent Non-Executive Director
Mr J P Hastings Bass
Non-Executive Chairman
Mr John Perks
Non-Executive Director
Mr Kalpana Shah
Non-Executive Director
Mr Kathy Byrne
Non-Executive Director
Mr Michelle Cracknell
Non-Executive Director

Stock Details

EPIC
JUSTl
ISIN
GB00BCRX1J15
Shares in Issue
564.40m
Market cap
£812.73m

Analyst Views (2)

Strong Buy
 
0%
Buy
 
100.00%
Hold
 
0%
Sell
 
0%
Strong Sell
 
0%
This information is provided by Web Financial Group (UK) Limited. It is subject to change without notice and doesn't reflect the views held by Redmayne Bentley and is not advice.

Price Summary

Mid Price
144.00p
Bid Price
142.40p
Ask Price
144.20p
Volume
374,426
Change Today
5.00p
% Change Today
3.60%
Open
139.80p
Previous Close
144.00p
Intraday High
144.80p
Intraday Low
139.80p
52 Week High
167.20p
52 Week Low
96.90p
52 week high and low figures quoted above are calculated from intraday price data.

Intra-Day Chart

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Income Statement

Year End Date
31 Dec 2024
31 Dec 2023
 
£ (M)
£ (M)
Continuing Operations
Revenue
1,809.00
1,555.00
Operating Profit/Loss
380.00
308.00
Net Interest
n/a
n/a
Pre-Tax Profit
113.00
172.00
Profit After Tax from continuing operations
80.00
129.00
Discontinued Operations
Profit After Tax
n/a
n/a
Profit/Loss for the Year
80.00
129.00
Attributable to:
Equity Holders of Parent Company
80.00
129.00
Minority Interests
n/a
n/a
Total Dividend Paid
n/ap
n/ap
Retained Profit/(Loss) for the Financial Year
n/a
n/a

Earnings per Share

Year End Date
31 Dec 2024
31 Dec 2023
Basic
6.50p
11.30p
Diluted
6.50p
11.20p
Adjusted
36.00p
28.00p
Dividend per Share
n/ap
n/ap

Assets

Year End Date
31 Dec 2024
31 Dec 2023
 
£ (M)
£ (M)
Non-Current Assets
Property, Plant & Equipment
20.00
22.00
Intangible Assets
40.00
41.00
Investment Properties
27.00
32.00
Investments
34,509.00
29,572.00
Other Financial Assets
n/a
n/a
Other Non-Current Assets
n/a
n/a
Current Assets
Inventories
n/a
n/a
Trade & Other Receivables
49.00
60.00
Cash at Bank & In Hand
808.00
546.00
Current Asset Investments
n/a
n/a
Other Current Assets
15.00
16.00
Other Assets
387.00
406.00
Total Assets
37,922.00
31,838.00

Liabilities

Year End Date
31 Dec 2024
31 Dec 2023
 
£ (M)
£ (M)
Current Liabilities
Borrowings
n/a
n/a
Other Current Liabilities
n/a
n/a
Total Current Liabilities
n/a
n/a
Non-Current Liabilities
Borrowings
839.00
686.00
Provisions
59.00
50.00
Other Non-Current Liabilities
n/a
n/a
Total Non-Current Liabilities
898.00
736.00
Other Liabilities
7,931.00
5,643.00
Total Liabilities
36,676.00
30,635.00

Net Assets

Year End Date
31 Dec 2024
31 Dec 2023
 
£ (M)
£ (M)
Net Assets
1,246.00
1,203.00

Capital & Reserves

Year End Date
31 Dec 2024
31 Dec 2023
 
£ (M)
£ (M)
Share Capital
104.00
104.00
Share Premium Account
95.00
95.00
Other Reserves
1,266.00
1,265.00
Retained Earnings
-219.00
-259.00
Shareholders Funds
1,246.00
1,205.00
Minority Interests/Other Equity
n/a
-2.00
Total Equity
1,246.00
1,203.00

Dividend History

Type
Ex-Dividend Date
Payment Date
Payment
Final
10 Apr 2025
14 May 2025
1.80p
Interim
22 Aug 2024
04 Oct 2024
0.70p
Final
11 Apr 2024
15 May 2024
1.50p
Interim
24 Aug 2023
04 Oct 2023
0.58p
Final
13 Apr 2023
17 May 2023
1.23p
Interim
18 Aug 2022
02 Sep 2022
0.50p
Final
21 Apr 2022
17 May 2022
1.00p
Final
03 May 2018
25 May 2018
2.55p
Interim
02 Nov 2017
24 Nov 2017
1.17p
Interim
02 Nov 2017
24 Nov 2017
1.17p
Final
04 May 2017
26 May 2017
2.40p
2nd Interim
22 Sep 2016
28 Oct 2016
1.10p
2nd Interim
22 Sep 2016
28 Oct 2016
1.10p
2nd Interim
22 Sep 2016
28 Oct 2016
1.10p
Interim
05 May 2016
20 May 2016
1.10p
Final
12 Nov 2015
07 Dec 2015
2.20p
Interim
16 Apr 2015
14 May 2015
1.10p
Final
13 Nov 2014
08 Dec 2014
2.20p

Dividend Metrics

Year End Date
31 Dec 2024
31 Dec 2023
Dividend growth
20.19%
20.23%
Dividend yield
1.50%
2.40%
Dividend cover
14.40
13.46


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